英语翻译What Caused The Financial Crisis?I think we can sum up（总结,概括） the cause of our current economic crisis in one word — GREED（贪婪）.Over the years,mortgage lenders were happy to lend money to people who couldn‘t afford

英语翻译What Caused The Financial Crisis?I think we can sum up（总结,概括） the cause of our current economic crisis in one word — GREED（贪婪）.Over the years,mortgage lenders were happy to lend money to people who couldn‘t afford
英语翻译
What Caused The Financial Crisis?
I think we can sum up（总结,概括） the cause of our current economic crisis in one word — GREED（贪婪）.
Over the years,mortgage lenders were happy to lend money to people who couldn‘t afford their mortgages.But they did it anyway because there was nothing to lose.These lenders were able to charge higher interest rates and make more money on sub-prime loans.If the borrowers default,they simply seized the house and put it back on the market.On top of that,they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities.Easy money!and what went wrong with our financial system?
The whole thing was one big scheme.Everything was great when houses were selling like hot cakes and their values go up every month.Lenders made it easier to borrow money,and the higher demand drove up house values.Higher house values means that lenders could lend out even bigger mortgages,and it also gave lenders some protection against foreclosures.All of this translates into more money for the lenders,insurers,and investors.Unfortunately,many borrowers got slammed when their adjustable mortgage finally adjusted.When too many of them couldn‘t afford to make their payments,it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell.Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer.
Moreover,insurers like AIG who insured these bad mortgages also got in trouble.The scheme （体系,结构）worked well,but it reverses course and is now coming back to hurt everyone with a vengeance

英语翻译What Caused The Financial Crisis?I think we can sum up（总结,概括） the cause of our current economic crisis in one word — GREED（贪婪）.Over the years,mortgage lenders were happy to lend money to people who couldn‘t afford
经济危机的成因
我认为我们可以用一个词来总结现在正在发生的金融危机的原因——贪婪.这些年来,银行总是乐意将钱借给那些不能偿还贷款的人.无论如何他们都这么做了因为并不会有什么失去的.银行可以提高利率并从次级贷款方面获利.如果贷款者拖欠贷款,他们（银行）会很简单的拿走其房子并将其重新投入市场.他们可以将风险转嫁给按揭保险或将其打包成按揭证券从而躲过风险.轻松捞钱!那么我们的经济系统出什么问题了?
所有这些都是一个体系.当房子像蛋糕一样被卖出,并且其价值在每个月都涨的时候,所有的事情都没问题.银行是借钱变得更容易,然后更高的需求推动了高房价.更高的房价意味着银行可以借出更多的钱,还可以在贷款人丧失抵押品赎回权的时候为银行提供更多的保护.所有这些都代表着银行,保险公司和投资人得到更多的钱.不幸的是,很多贷款人的可调整的抵押最终调整的时候都遭到了重创（这句不太肯定）.当太多的贷款人不能偿还贷款时,就会导致银行承受资金流动性问题和产生比他们能卖出的房子更多的抵押品（房屋）赎回权的丧失.按揭证券的风险提高,和利润减少导致像雷曼兄弟一样的投资公司受损.此外像对不良抵押贷款投保的投资公司AIG也陷入困境.体系运行完好,但它偏转了方向,现在正回过头来报复地伤害我们每一个人.

什么导致了金融危机?
我认为我们可以概括总结概括(的原因),我们当前的经济危机的一个字——贪婪(贪婪)。
在过去的几年中,抵押贷款者都乐意把钱借给那些负担不起他们的贷款。但是他们是怎么做到的,因为没有任何损失。这些贷方能够收取更高的利率,赚更多的钱在次级抵押贷款。如果借款者违约时,他们只是抓住了那所房子,把它放回了市场。最重要的是,他们能通过发病风险房贷保险或包装这些贷款作...

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什么导致了金融危机?
我认为我们可以概括总结概括(的原因),我们当前的经济危机的一个字——贪婪(贪婪)。
在过去的几年中,抵押贷款者都乐意把钱借给那些负担不起他们的贷款。但是他们是怎么做到的,因为没有任何损失。这些贷方能够收取更高的利率,赚更多的钱在次级抵押贷款。如果借款者违约时,他们只是抓住了那所房子,把它放回了市场。最重要的是,他们能通过发病风险房贷保险或包装这些贷款作为抵押证券。得来容易的钱!什么差错,我们的财务系统吗?
整件事情都是一个大计划。一切都是伟大的房屋被畅销和他们的价值观上每一个月。贷方借钱,使它容易,更高的需求驾房子的价值。高房价意味着出借方可以借出更大的抵押贷款,同时也给贷方一些防止丧失抵押赎回权。所有这些转化为更多的钱给贷方,保险公司和投资者。不幸的是,许多借贷者有可调抵押,最后当他们砰的调整。当太多的人无法偿还,这引起了这些银行遭受流动性问题和坐在比他们可以出售更多的赎回权。抵押贷款证券的风险和价值不成为像雷曼兄弟投资公司造成。
另外,保险公司投保这些人喜欢AIG公司贷款也陷入了麻烦。这个方案,结构体系(工作),但这扭转方向,现在回到伤害都以复仇

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