英语翻译There’s even evidence that fewer consumers are switching banks,with 7 percent of them estimated to be moving their primary account to a different institution in 2011,down from 12 percent last year,according to surveys by Javelin Strateg

英语翻译There’s even evidence that fewer consumers are switching banks,with 7 percent of them estimated to be moving their primary account to a different institution in 2011,down from 12 percent last year,according to surveys by Javelin Strateg
英语翻译
There’s even evidence that fewer consumers are switching banks,with 7 percent of them estimated to be moving their primary account to a different institution in 2011,down from 12 percent last year,according to surveys by Javelin Strategy and Research.¶Emmett Higdon,a consultant who managed Citibank’s online bill payment product from 2004 to 2007,said that “for the consumer,it’s a double-edged sword.” While customers value the convenience,inside the industry “it was known that it would be a powerful retention tool.That’s why online bill paying went free in the first place.Inertia is powerful in the banking industry.”¶Bank of America today has 29 million account holders banking online and 15 million using the service to pay bills,but company officials say there is no connection between the stickiness of Internet bill paying and the decision to impose the $5 monthly debit card fee.¶“People like online bill pay,it’s convenient and safe,” said Anne Pace,a spokeswoman for the company.“The lower attrition rate that came along with it was simply a result of offering a valuable service.”¶The fee,she said,“allows us to continue offering the benefits that customers have come to expect from our debit card,” like fraud protection,overdraft prevention and a wide-reaching A.T.M.network.¶Asked if the bank calculated how many online-bill-pay customers a new fee could drive away,Ms.Pace said,“We did extensive research on how they would react to a new fee and whether it was fair.”¶The new fee will not apply to customers with a Bank of America mortgage or those who have an account balance of $20,000 or more.¶Members of Congress have taken notice of the fee uproar — and the ties that bind customers to their banks.¶“The difficulty of moving accounts is deliberate and unnecessary,” said Representative Brad Miller,who introduced a bill this month that would make it easier for customers to switch..If you decide another bank is better,you should be able to change,just like you’d take your business from Wal-Mart to Target,” said Mr.Miller,a Democrat from North Carolina who is a member of the House Financial Services Committee.Mr.Miller’s bill reflects a rising anger centered on Bank of America’s proposed debit card fee,which the bank plans to impose in 2012,and similar charges under consideration by other financial institutions.

英语翻译There’s even evidence that fewer consumers are switching banks,with 7 percent of them estimated to be moving their primary account to a different institution in 2011,down from 12 percent last year,according to surveys by Javelin Strateg
移动他们的主要帐户在2011年不同机构,低于去年的12%,据调查显示,标枪策略、研究.Emmett¶Higdon,管理顾问的花旗银行的网上付账产品从2004年到2007年,说“消费者,它是一把双刃剑.“同时客户价值的方便,行业内“人们都知道,这将是一个强有力的保留工具.这就是为什么在线支付自由了放在第一位.惰性是强大的在银行业.“¶美国银行今天已经2900万年和1500万年银行帐户持有人网上使用这项服务付账单,但该公司官员说没有连接互联网的连贯性付账单,决定把这个5美元每月借记卡的费用.¶"人们喜欢在线的帐单付清了,这是方便且安全,”安妮说步伐,公司的一位女发言人.“较低的摩擦来随着这仅仅是一个提供了有价值的服务的结果.“¶学费,她说,“让我们能继续提供有利的顾客所期望的从我们的借记卡,“就像诈骗保护、预防和wide-reaching透支A.T.M.网络.当被问及¶银行多少online-bill-pay计算客户新的费用可以驾车离开,女士佩斯说:“我们做了广泛的研究对,他们会如何做出反应到一个新的费用和是否公平.“¶新费用将不应用于客户提供美国银行贷款或那些有帐户余额20000美元或更多.¶国会成员也注意到了这一现象费用的骚动,约束关系,对他们的银行客户.¶“难以移动帐目是故意和不必要的,“说代表布拉德·米勒说,本月提出一项议案,便于客户开关.如果你决定另一银行是更好的,你应该能够改变,就像你会带你的业务来自沃尔玛为目标,米勒先生说,民主党人北卡罗莱纳州的成员众议院金融服务委员会.米勒先生的提案反映的怒气集中在美国银行提出的借记卡费、银行计划实施2012年,和其它类似费用在考虑其他金融机构
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大哥 就算有翻译高手看见十分整这么一大篇也吓跑了 哪个闲着去翻译啊

甚至还有证据少换银行消费者,其中7%估计是移动他们的主要帐户在2011年不同机构,低于去年的12%,据调查显示,标枪策略、研究。Emmett¶Higdon,管理顾问的花旗银行的网上付账产品从2004年到2007年,说“消费者,它是一把双刃剑。“同时客户价值的方便,行业内“人们都知道,这将是一个强有力的保留工具。这就是为什么在线支付自由了放在第一位。惰性是强大的在银行业。“¶美国...

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甚至还有证据少换银行消费者,其中7%估计是移动他们的主要帐户在2011年不同机构,低于去年的12%,据调查显示,标枪策略、研究。Emmett¶Higdon,管理顾问的花旗银行的网上付账产品从2004年到2007年,说“消费者,它是一把双刃剑。“同时客户价值的方便,行业内“人们都知道,这将是一个强有力的保留工具。这就是为什么在线支付自由了放在第一位。惰性是强大的在银行业。“¶美国银行今天已经2900万年和1500万年银行帐户持有人网上使用这项服务付账单,但该公司官员说没有连接互联网的连贯性付账单,决定把这个5美元每月借记卡的费用。¶"人们喜欢在线的帐单付清了,这是方便且安全,”安妮说步伐,公司的一位女发言人。“较低的摩擦来随着这仅仅是一个提供了有价值的服务的结果。“¶学费,她说,“让我们能继续提供有利的顾客所期望的从我们的借记卡,“就像诈骗保护、预防和wide-reaching透支A.T.M.网络。当被问及¶银行多少online-bill-pay计算客户新的费用可以驾车离开,女士佩斯说:“我们做了广泛的研究,他们会如何做出反应到一个新的费用和是否公平。“¶新费用将不应用于客户提供美国银行贷款或那些有帐户余额20000美元或更多。¶国会成员也注意到了这一现象费用的骚动,约束关系,对他们的银行客户。¶“难以移动帐目是故意和不必要的,“说代表布拉德·米勒说,本月提出一项议案,便于客户开关。如果你决定另一银行是更好的,你应该能够改变,而已

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