求摘要英文翻译 人工翻译的请进满意有追加标题：金融危机给我国银行信贷风险管理带来的思考摘要：2007年美国爆发的次贷危机最终引爆了全球金融危机,它破坏了全球的经济秩序.我国的

求摘要英文翻译 人工翻译的请进满意有追加标题：金融危机给我国银行信贷风险管理带来的思考摘要：2007年美国爆发的次贷危机最终引爆了全球金融危机,它破坏了全球的经济秩序.我国的
求摘要英文翻译 人工翻译的请进满意有追加
标题：金融危机给我国银行信贷风险管理带来的思考
摘要：2007年美国爆发的次贷危机最终引爆了全球金融危机,它破坏了全球的经济秩序.我国的银行业也受到了冲击,一个国家的金融危机首先反映在银行业,由于金融风险具有高传染性,信贷资产的安全直接关系到一个银行整体运营的安全,进而影响一个国家金融、经济、政治的安全.因此,在当前金融危机爆发的形势下,加强我国银行信贷风险管理,对我国银行业的发展,将起到至关重要的作用.
美国长期以来奉行低利率政策,催生了房地产市场的泡沫,次级贷款人凭借宽松的信贷环境取得房屋抵押贷款,加之美国政府对金融业监管不力,为金融危机的爆发埋下了祸根.美国银行信贷风险管理中存在的过度证券化、风险度量失真和委托代理问题突出等一系列问题,则直接构成了金融危机爆发的导火索.针对美国银行业在信贷风险管理中暴露出的问题,反观我国银行的信贷管理情况,我国银行同样存在引发金融危机相同的问题,并且还有一些没有暴露出来的、可能引发金融危机的隐患.为此,本文提出了应完善信贷风险控制系统,创建对房地产信贷市场的信贷风险预警系统,努力加强信贷风险的分散和转移能力的观点,以解决产生金融危机的问题,同时对可能引发金融危机的隐患,做必要的防范.
本文采用文献综述法,首先分析了金融危机爆发的原因,然后针对美国银行业在此次金融危机中暴露出的问题反观我国银行信贷管理现状,最后就我国银行信贷管理中如何防范金融危机提出了对策和建议.

求摘要英文翻译 人工翻译的请进满意有追加标题：金融危机给我国银行信贷风险管理带来的思考摘要：2007年美国爆发的次贷危机最终引爆了全球金融危机,它破坏了全球的经济秩序.我国的
In China,as one of the industries that develop fastest,the realty business has been making great contributions to the increase of the national economy.However,after ten-year golden period,the realty business goes profiteering,especially controled by China,while is once was the core industry which acted as an important part of China's national economic system.Since the year 2010,many controlling policies have been put forward towards the realty industry.Apart from the competitive pressure and the change of the environment,together with the global financial crisis's bad effects on China's economy,cause by the American subprime mortgage crisis,the risks of this industry become increasingly outstanding,when facing the macroeconomic environment,the Legislative and Policy Environment,and the financial environment,etc.In this case,to the real estate enterprises,how to effectively control and guard against the financial risk has been becoming the problems badly in need of solution.
By using the ways of the literature and history analysis,together with large quantity of literature,the paper arranges and generalizes the former discussion about the financial risk management of the real estate enterprise.And based on analyzing these theory,the paper gives the opinions towards the paper's topic selection.
The paper is of three parts.First of all,starting from the features of the real estate industry,the paper summarizes the expression form of its financial risks,and analyzes the reasons of these risks from two aspects,namely the systematicness and the unsystematicness.At last,the paper gives the measures of manage and guard against the risks from macroscopical and microcosmic aspects.
Keywords,industry features,expression form of the risk,reasons of the risk,measures of avoiding risks.

Title: The financial crisis gives our country the thinking that the bank credit risk administration brings about
Inferior that USA breaks out in 2007 lends crisis to have detonated the whole world...

全部展开

Title: The financial crisis gives our country the thinking that the bank credit risk administration brings about
Inferior that USA breaks out in 2007 lends crisis to have detonated the whole world financial crisis , its ultimately having destroyed the whole world economic order. Banking of our country has also been pounded , a country's financial crisis has reported first in the banking, since financial risks has the high infectivity, safe direct credit assets safety being related to a bank overall be in motion and do business, and then safety affecting a country financial economy, politics's. Reinforce our country bank credit risk administration therefore , under the circumstances that current financial crisis breaks out,correct development of our country banking, will play arrive at all-important role. USA has pursued cheap money policy for a long time , has hastened child delivery the real estate market foam, the credit of secondary loan people by means of loose and comfortable environment gets the building collateral loan , the USA government oversees in addition inefficiently to finance job, the outburst being financial crisis has buried curse down. Excessiveness that USA there exists in bank credit risk administration middle bond-rization, risk magnanimity a series of problem such as lacking fidelity and entrusting agency problem to be outstanding, has composed the blasting fuse that financial crisis breaks out then directly. Specifically for USA banking problem revealing out in risk administration in credit, look back at our country bank credit administrative situation, same our country bank existence initiates the identical problem of financial crisis , still have and a few not having the hidden trouble being revealed , may initiate financial crisis. For this purpose, the main body of a book put forward should perfect credit risk navar , establish the credit risk early warning system to real estate credit marketplace, viewpoint making great efforts to reinforce credit risk dispersing and metastasis ability, to resolve the problem producing financial crisis, at the same time, initiate the financial crisis hidden trouble , make necessary keeping watch to possibility. The main body of a book has adopt a document to sum up law , has analysed the cause that financial crisis breaks out first, bank credit manages and then current situation specifically for the problem that the USA banking reveals out in this financial crisis looks back at our country , how our country bank credit manages middle finally right away keeping watch financial crisis having submitted countermeasure and suggestion.

收起