英语翻译技术领域Technology Field本发明涉及电子支付安全技术领域,尤其涉及一种提高电子支付安全性的方法及装置.This new invention involves the security technology field of electronic payment,especially the metho
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英语翻译技术领域Technology Field本发明涉及电子支付安全技术领域,尤其涉及一种提高电子支付安全性的方法及装置.This new invention involves the security technology field of electronic payment,especially the metho
英语翻译
技术领域
Technology Field
本发明涉及电子支付安全技术领域,尤其涉及一种提高电子支付安全性的方法及装置.
This new invention involves the security technology field of electronic payment,especially the method and device for improving security of electronic payment.
背景技术
Backgrounds
电子支付是指电子交易的当事人,包括消费者、厂商和金融机构,使用安全电子支付手段,通过网络进行的货币支付或资金流转.随着智能手机、平板电脑等移动终端的普及,电子支付作为移动终端的一项极具实用性的功能越来越被人们所认可.
Electronic payment refers to the parties (including consumers,corporations,and financial institutions) implement the payment or fund flow through electronic payment technology on the Internet.With the growing popularity of mobile terminal device,such as smartphone,tablet computer,the electronic payment is recognized by a growing number of people based on its practicability.
现有的电子支付安全技术主要采用的是通过对通讯数据进行加密,或通过证书等手段对支付软件进行鉴权操作,或对保存在本地的数据进行加密的方式来保障电子交易的安全.
The existing secure electronic payment technology can provide security by encrypting the communication data and the data saved in the local computer,and authenticating the software.
但是上述三种方式都是从交易数据或交易软件本身出发,忽略了电子支付软件运行环境的安全性,
However,the three methods (as stated above) proceed from transaction data and software,ignoring the security of the operating environment for the software.
而一个安全的运行环境是电子支付安全的基础保障,假若运行环境存在安全隐患,即使电子支付软件本身的安全措施做的再好,电子支付的安全也不可能得到有效保障,例如:如果运行环境中存在截屏软件,木马程序完全可以在用户输入支付账号等信息时,截取输入画面然后发送给第三人,从而使得用户的支付账号等信息被非法泄露.再比如:现在有一些恶意程序会监控用户的键盘操作,这些恶意程序记录键盘信息然后发送给服务器,结果导致用户通过键盘输入的密码、验证号码等安全信息被他人非法窃取.
Making online electronic payments securely is on a basis of the secure operating environment.In case there are some risks in the environment,it will have led to the danger of the electronic payments,even if you take action to get rid of all the risks from the software.For example,if there is a screenshot in the operating environment,Trojan horses will capture input screen during users enter the pay account and then transfer to the third party,resulting in the illegal exposure of information.For another example,some malware can monitor the keyboard and record the information you entering,then send the information to Server,leading to the personal information (e.g.password,authentication number) being stolen by others.
英语翻译技术领域Technology Field本发明涉及电子支付安全技术领域,尤其涉及一种提高电子支付安全性的方法及装置.This new invention involves the security technology field of electronic payment,especially the metho
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