英语翻译A.Pawnshops in Europe Pawnbroking is the oldest form of consumer lending.Pawnbroking existed in China 2,000 to 3,000 years ago.The merchants of ancient Babylon loaned money on crops,gold,silver,and jewelry.Doubtful legend has it that Quee

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英语翻译A.PawnshopsinEuropePawnbrokingistheoldestformofconsumerlending.PawnbrokingexistedinChina2,000to3

英语翻译A.Pawnshops in Europe Pawnbroking is the oldest form of consumer lending.Pawnbroking existed in China 2,000 to 3,000 years ago.The merchants of ancient Babylon loaned money on crops,gold,silver,and jewelry.Doubtful legend has it that Quee
英语翻译
A.Pawnshops in Europe
Pawnbroking is the oldest form of consumer lending.Pawnbroking existed in China 2,000 to 3,000 years ago.The merchants of ancient Babylon loaned money on crops,gold,silver,and jewelry.Doubtful legend has it that Queen Isabella pawned her jewels to raise funds for Christopher Columbus’s first journey to America.Throughout the ages,every nation and culture has found pawnbroking to be an important economic function.
B.Pawnbroking in the United States
Pawnshops operated in the U.S.at least in the early 1800s,if not before.As in Europe,they were the “poor man’s bank,” and provided small,short-term loans quickly.
A list of items pawned on April 1,1835 by Simpson’s Hockshop includes the following items pawned and the amounts loaned—in 1835 dollars.19
Six linen sheets $4.50
One vest .25
One hat in box .25
Cloak 1.00
One lace .50
One parasol .37 .
Earrings 1.50
Gold watch & chain 12.00
One telescope 2.00
During the same period Simpson’s also made loans on many marriage and prenuptial agreements.“When such loans were made,the nuptial agreement itself was pledged as side collateral together with a note from the husband-to-be which was signed by his future father-in-law.” 20
19 Simpson,et al,Op.cit.,p.29.
20 Ibid.

英语翻译A.Pawnshops in Europe Pawnbroking is the oldest form of consumer lending.Pawnbroking existed in China 2,000 to 3,000 years ago.The merchants of ancient Babylon loaned money on crops,gold,silver,and jewelry.Doubtful legend has it that Quee
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A.欧洲的当铺
典当是最古老的消费者信贷方式.两三千年前,中国就已经有典当业的存在.古巴比伦的商人收取谷物、金子、白银和珠宝作为典当物,然后贷款给典当这些东西的人.传说皇后伊莎贝拉曾典当她的珠宝来为哥伦布的首次美洲之行筹集经费.但是这个传说存有争议.多年以来,在各个国家各种文化中,人们普遍认为典当业具有重要的经济作用.
B.美国的典当业
当铺至少在19世纪初时就在美国出现了.就像在欧洲那样,美国的当铺也成为了“穷人的银行”,能够快速地提供小笔短期贷款.
1835年4月1日由辛普森当铺开出的一张典当清单记录着以下被典当物品以及放贷的帐额.——1835年,美元.19
六张亚麻布床单 4.50美元
一件汗衫 0.25美元
一顶帽子（有盒子包装）0.25美元
斗篷 1.00美元
一条缎带 0.50美元
一把女用阳伞 0.37美元
耳环 1.50美元
金表和金项链 12.00美元
一个望远镜 2.00美元
与此同时,辛普森当铺还贷款给许多典当婚约和婚前协议的人.“在借出这些贷款时,婚约就会连同未婚夫的那张署有其未来岳父签名的短笺作为side collateral被抵押.” 20
19 辛普森,et al,Op.cit.,p.29.
20 如上
那个side collateral因为是银行专业用语,所以我不会翻,大概就是什么什么担保物的意思.

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a：当铺在欧洲
典当业是最古老的形式，消费者贷款。典当业存在于中国2000年至3000年前。商家的古巴比伦借给钱作物，黄金，白银和珠宝。可疑的传说，它说，伊莎贝拉女王当押她的首饰，以筹集资金为哥伦布的第一次旅程美国。在整个历史上，每一个国家与文化已发现典当业是一个重要的经济功能。
b:典当业在美国
当铺经营的，在美国至少在19世纪早期，而不是像以前那样。在欧洲，它们分别是"穷人的银行" ，并提供小额短期贷款迅速。
物品清单当押于1835年4月1日，由辛普森的hockshop包括以下项目当押的数额和借给- 1835年dollars.19
6个亚麻布床单$ 4.50
一背心.25
一帽在票房.25
斗篷1.00
一个花边.50
一parasol .37 。
耳环1.50
金表及连锁12.00
一个望远镜2.00
在同一期间，辛普森的，也取得了贷款，对很多婚姻与婚前协议。 "当这类贷款发了言，婚前协议本身是长期借款方抵押连同一份说明，从丈夫到被签署，其中由他的未来岳父" 20
19辛普森等人，作品。同上，页29 。
20同上。

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